Reasons why you’ve never got enough
1. You want nice things – you want to do well and our society defines your success by the things that you own. There is no shortage of things you can buy. Make buying nice things a goal and avoid those impulse buys.
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2. You’d rather not wait – Whilst our grandparents
saved up for things, we choose to have them now and pay off a loan. We’re too
impatient to save, and credit has never been more freely available. Set
yourself a credit target and don’t exceed it.
3. We’re all collectors – Once you’ve started acquiring things, you yearn for things to go with them. Buy a sofa and then you need a new carpet. Pace yourself.
4. Envy- We all want to keep up with our neighbors, family and colleagues at work. Once one buys a new gadget, we all want one. Why not share some of them rather than have one each?
5. Advertising works – Those marketers write words and create images that tug at our wallet and encourage us to spend what we haven’t got. Don’t be led into thinking that you’re the only person left without that ‘must have’ commodity.
6. Socializing is expensive – No one wants to sit at home alone every evening. A night out with friend’s costs money, but who wants to be the party pooper and suggest you go somewhere cheaper? Introduce some occasional ‘low cost’ fun evenings to your social network.
7. Children – If you have children, you’ll know that they’re expensive to rear. They also always want toy to buy them the latest to. Don’t give in too easily.
8. Romance – I your relationship is new or perhaps going through a sticky patch, it makes sense to invest in romantic gifts and experiences. Try to go Dutch rather that go overboard. Remember, its you they’re really interested in, not what you buy for them.
9. Addiction – Perhaps a tough word to use, but we can become addicted to all kinds of things. Drink, drugs and tobacco are well-known expensive habits, but what about those lattes and cappuccinos? They cost lots too.
10 You earn too little – A good way to justify over expenditure is to blame it on shortage of income. You need to work on both sides of that equation.
Get rich quick
The world is full of get-rich-quick schemes. They are often promoted by people who are not rich themselves, but seem able to convince others that they know the secret. I truth there are no quick ways to get rich. If you want to increase your income, it usually involves working longer hours or perhaps finding a better paid job. Perhaps you can learn new skills that will enable you to earn more or even find a second income of some kind.
Be wary of get-rich quick schemes of any kind.
Ask yourself why the person promoting it needs to encourage you to join in. If It’s
that good, why do the need you?
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